July 31, 2009

速銷電話

速銷電話近來好像有更失控的速度增長,由立例快的電話錄音,到現在的真人電話,無時無刻都打電話推銷。

不知何時,信用咭的申請書上,以列明銀行有權將大家的個人資料分發給她們的同行或合作夥伴(可參考最後的英文段落),真是有點不可思議,銀行可以通過售賣客戶個人資料而得到金錢,大家可能會明白為何到處都是申請信用咭的營業員。

個人印象中,以CitiBank最過份,除了不停打電話推銷借錢外,還將客人的電話"賣"到其他的金融機構再向本人介紹保險等服務。在不能再忍受的前提下,要求他們把我的資料從銷售名單中掦除,但需時四至六個星期,為何處理這些要求時效率會如此低呢? 期間還會有CitiBank的推銷電話繼續至電。聽完之後真是氣難平,金融業再香港算是一個重要產業,但做的事可以如此無乃,難怪香港人看不到將來。

除了本身已取得個人資料才打電話的公司外,還有一些用電腦逐一電話號碼至電的公司,可說是煩得要命,推銷的東西百份之百都是垃圾,投訢也没用。最後只可以拿他們為出氣袋,對著他們破口大罵一場,我想這是推銷唯一的生存價值,可以選擇的話,最好都是把這些電話推銷取締吧!!

Data held by a Citi Entity relating to a Data Subject will be kept confidential but it may provide such information to:-
any agent, contractor or third party service provider who provides administrative, telecommunications, computer, payment, debt collection or securities clearing or other services to it in connection with the operation of its business;
any of the branches, subsidiaries, holding company, associated company or affiliates of or companies controlled by or under common control with Citibank, N.A., Citibank (Hong Kong) Limited, Citicorp International Limited and Diners Club International (Hong Kong) Limited or the company operating the relevant Citi Entity;
any other person or entity under a duty of confidentiality to it including its group company which has undertaken to keep such information confidential;
the drawee bank providing a copy of a paid cheque (which may contain information about the payee) to the drawer;
credit reference agencies, and, in the event of default, to debt collection agencies;
any person or entity to whom the relevant Citi Entity or its group company is under an obligation to make disclosure under the requirements of any law binding on the relevant Citi Entity or its group company or under and for the purposes of any guidelines issued by regulatory or other authorities with which the relevant Citi Entity or its group company is expected to comply;
any financial institution and charge or credit card issuing companies with which the Data Subject has or proposes to have dealings;
any other person or entity (including its associated companies or affiliates) who has established or proposes to establish any business relationship with it or recipient of the data;
any actual or proposed assignee of the relevant Citi Entity or participant or sub-participant or transferee of the rights of the relevant Citi Entity in respect of the Data Subject or all or any part of the assets or business of the relevant Citi Entity; and
any party giving or proposing to give a guarantee or third party security to guarantee or secure the Data Subject’s obligations.
selected companies for the purpose of informing Data Subjects of services which the Citi Entity believes will be of interest to Data Subjects.

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